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This list is based mainly on available models and I am writing it before playing my first game of WHFB, so constructive criticism is going to be hugely appreciated.
 Prophetess - Warhorse, Dispel Scrolls (x2)
 Paladin - Questing Vow, Virtue of Confidence, Warhorse, Shield, Sword of the Ladies Champion, Gauntlet of the Duel
 Paladin - Knight's Vow, Warhorse, Shield, Army Battle Standard Bearer, The Heartwood Lance
 8 Knights of the Realm - Musician, Banner of Chalones
 8 Knights of the Realm - Musician, War Banner
 8 Knights Errant - Musician, Standard Bearer
 9 Knights Errant - Musician, Errantry Banner
 16 Peasant Bowmen - Musician, Standard
 5 Questing Knights - Full Command
 5 Grail Knights - Full Command
 Field Trebuchet
Make all your units of knights 9 models each so you get a better attaack when using the lance formation. Also the you can only give 1 magic banner to one units of knights of the realm. This would mean you would have to get rid of one of the magic banners on one of the Knights of the Realm units. Can you use the lance formation with questing knights because if you do then I would suggest making the Questing Knight up to 9 models. Also upgrade your phrophestess to level 4.
The units of 8 are going to be joined by paladins and the prophetess, so in actual game play they will be 9 and in lance formation. Also, the army book says that all units of Knights of the Realm may carry a magic banner. The rest of your suggestions sound good, though, if I can find the points for them. Thank you.
One more thing I forgot to mention in the original post:
Am I reading the army book right where it comes to total point value of magic items? It seems ambiguous as to whether or not Virtues count against the magic item points. Nobody told me I was wrong, so I guess I wasn't, but I'd like to be sure.
Virtue's count against total magic item allowment on characters. Vow's do not count against total magic item allowment. The exception is the BSB which can take a magical banner of any cost as well as a virtue of any cost.Originally Posted by Tomjoad
But cannot take a Shield...
Use Light, Beasts, Metal instead of Heavens
NecroLords: Use at least one Death Mage
Brets: Use Peasants&Damsels
Skaven: Don't use Skryre SAD