I see you haven't lost your talent for long posts Sarathai!
Lol, that last bit reminds me of an old saying "People don't quit jobs, they quit bosses" which may be very close to the truth.
GW are still producing the best models out there and whilst their prices are high I still don't mind paying them. Other companies of the same detail level charge as much or more so, eh, tit for tat in that regard. As for rules, I think you're right about the 20% are the hardcore tournament gamers where as the collectors are the on-off casual gamers who have a huge collection but game infrequently. I actually got a bit nostalgic after your post and went through my old Fantasy pictures folder. I forgot how much effort I put into some of my WHFB armies...
Another annoying factor for me is that they moved the games club to a friday night and I now work Monday to Friday on a PM shift which means I never get to go unless I'm on holiday! If it were on a Saturday I'd probably get a game in every other week which'd be AWESOME and actually give me some incentive to paint stuff that isn't specialist games